With the withdrawal of the AFPs and the bonuses, cybercriminals are alert to us entering a page of dubious origin, clicking on links of unknown origin, responding to suspicious messages or any other way in which we can be vulnerable enough to so that these fraud specialists can steal the money they have at their fingertipsInfobae spoke with cybersecurity specialists so that we can be very careful when using mobile banking applications or digital platforms where purchases or any type of transaction can be made.Oscar Montezuma, a lawyer specializing in digital business, said that it is not so much that there is a hacker behind trying to violate the system, but rather the negligence or ignorance of users when entering emails, messages and others that can make these cybercriminals gain access.In addition, he mentioned that there are two very common types of hackers to subdue us and steal money from bank accounts and / or apply extortion.One is when you reply to messages or emails and get in touch with the scammer, and the other is when you download files that can cause these hackers to access your information and call you for a reward.“In these cases, we must not lose calm or panic, we must remain calm because even we, out of desperation, can answer questions that make these criminals have our information without them having obtained it from another source,” he explained. .Along the same lines, lawyer Montezuma argued that the main thing to avoid falling into the clutches of these criminal modalities is to strengthen prevention methods and be alert to any type of hook that these criminals may launch.“You have to be very careful with internet connections, now that there are more people telecommuting, web security systems are very important, it is advisable to use the internet source from our homes or from someone you trust.It is extremely necessary to have the software of the search engines that we use updated because by not having it, the security is not the same and there we run risks”, he said.The CISCO Cybersecurity instructor from Cibertec, Gerardo Sarmiento, also detailed the recommendations regarding the care that we must take in order not to fall into this type of theft modalities.Another factor that he mentioned is related to the use of mobile banking applications and how we can access our accounts and steal money."There is no risk involved in having applications from banking entities, the risk is basically present when you leave the password so that the platform or application remembers it," he said.In addition, he adds that a more practical method to avoid being so exposed to possible theft is to opt for other purchasing alternatives on digital platforms.“If you are going to make purchases via the web, you must do so through your personal computer, accessing companies that are already known, because unfortunately when it comes to new stores or brands, you do not know if they really exist.Another alternative is to make the payment on delivery or bank transfer”, he concluded.